1. You are not aware of any reason why the trip should be
cancelled or cut short
2. You are not travelling a) against the advice of a medical
practitioner, b) for the purpose of obtaining medical treatment, or c) if you
have been given a terminal prognosis
3. You are not receiving or awaiting treatment for an illness
or injury as a hospital day case or inpatient, as any claim arising from this
injury or treatment will not be covered.
In addition if you are travelling outside England, Scotland,
Wales, Northern Ireland or the Isle of Man, the following additional conditions
will apply:
You must notify the Issuer of this policy immediately of any
of the conditions listed below arising between the date the policy is issued and
the time of departure of the trip. We must be informed of any fact which is
likely to influence us in the acceptance, assessment or continuance of this
insurance. Failure to do so may invalidate this insurance, leaving you with no
right to make a claim.
1. If you have received medical treatment as a hospital day
case, in-patient or out-patient during the six months prior to the booking of
the trip, you must obtain from a medical practitioner at your cost confirming
that you will be fit enough to take the trip.
2. if you are undergoing medical treatment as a hospital
out-patient at the date the final balance of the trip is due to be paid, a
certificate of fitness confirming your ability to travel must be obtained by you
at your cost.
3. If you are on medication at the time of travel your
medical condition is stable and well controlled.
The Policy contains the following General Exclusions:
You are not covered for anything caused directly or
indirectly by you suffering from Stress, anxiety or depression unless it has
been investigated and diagnosed as such by a Consultant specialising in the
relevant field, who must confirm in writing at your cost that you are fit enough
to take this trip